From the ages of 17 to 30, my financial life was filled with stress and uncertainty. I lived paycheck to paycheck. I relied on payday loans. I hid vehicles to avoid repossession. I worried constantly about retirement. I felt anxiety over every unexpected expense. I carried fear about providing for my family. I developed unhealthy behaviors just to numb the reality of it all.During that time, I accumulated over $25,000 in consumer debt. This included student loans, a car loan, credit cards, payday loans, and a personal loan.Eventually, I dropped my pride and turned to God for help. Not long after, I came across Dave Ramsey and his "Baby Steps." It was a simple, proven process for getting out of debt and building wealth, rooted in biblical principles. I figured I had nothing to lose, so I committed fully. One year later, I was completely debt free. For the first time in my life, I experienced true financial freedom. It felt like a physical weight had been lifted.
That experience ignited a passion in me to walk alongside others on their financial journey. I want them to experience the peace, confidence, and freedom that comes with having a plan.This page exists for encouragement, education, and hope. If you've ever felt overwhelmed by your finances, you're not alone. Freedom is possible.